SWIFT/BIC code KOSOFI21XXX
KOSOFI21XXX belongs to Kotkan Seudun Osuuspankki in Kotka, Finland.
Code details
| SWIFT/BIC code | KOSOFI21XXX |
|---|---|
| 8-character code | KOSOFI21 |
| Branch code | XXX |
| Bank | Kotkan Seudun Osuuspankki |
| Branch | Head office |
| City | Kotka |
| Country | Finland |
How the Kotkan Seudun Osuuspankki SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- KOSO Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind SWIFT code KOSOFI21XXX?
KOSOFI21XXX identifies the head office of Kotkan Seudun Osuuspankki in Kotka, Finland. It is the code to use when you send money to an account at Kotkan Seudun Osuuspankki.
Does Kotkan Seudun Osuuspankki use only one SWIFT/BIC code?
Yes – KOSOFI21XXX is the single SWIFT/BIC code we have for Kotkan Seudun Osuuspankki in Finland, so you do not need to pick a branch code.
Do I need KOSOFI21XXX for a euro transfer to Finland?
Finland is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you still need KOSOFI21XXX.
How long does a transfer to Kotkan Seudun Osuuspankki take in Finland?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Are KOSOFI21 and KOSOFI21XXX the same code?
Yes. KOSOFI21 is the short version of KOSOFI21XXX. XXX simply refers to the head office, so both will reach Kotkan Seudun Osuuspankki in Kotka.
What is the cheapest way to send money to Kotkan Seudun Osuuspankki in Finland?
Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.