SWIFT/BIC code KOSPFI21XXX
KOSPFI21XXX belongs to Kokkolan Osuuspankki in Kokkola, Finland.
Code details
| SWIFT/BIC code | KOSPFI21XXX |
|---|---|
| 8-character code | KOSPFI21 |
| Branch code | XXX |
| Bank | Kokkolan Osuuspankki |
| Branch | Head office |
| City | Kokkola |
| Country | Finland |
How the Kokkolan Osuuspankki SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- KOSP Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC KOSPFI21XXX?
KOSPFI21XXX identifies the main office of Kokkolan Osuuspankki in Kokkola, Finland. It is the code to use when you send money to an account at Kokkolan Osuuspankki.
What is the best way to send money to Kokkolan Osuuspankki in Finland?
Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.
Does Kokkolan Osuuspankki have a single SWIFT/BIC code?
Yes, KOSPFI21XXX is the single SWIFT/BIC code listed for Kokkolan Osuuspankki in Finland, so there is no branch code to choose.
Are KOSPFI21 and KOSPFI21XXX the same SWIFT code?
Yes, they are. KOSPFI21 is the 8-character version of KOSPFI21XXX. XXX simply means head office, so both will reach Kokkolan Osuuspankki in Kokkola.
How long does a transfer to Kokkolan Osuuspankki take?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Do I need KOSPFI21XXX for a euro transfer to Finland?
Finland belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need KOSPFI21XXX.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.