SWIFT/BIC code KRSADE55KTO
KRSADE55KTO belongs to Kreissparkasse Saarlouis in Saarlouis, Germany.
Code details
| SWIFT/BIC code | KRSADE55KTO |
|---|---|
| 8-character code | KRSADE55 |
| Branch code | KTO |
| Bank | Kreissparkasse Saarlouis |
| Branch | Pm-Konto-Light |
| City | Saarlouis |
| Country | Germany |
The way the Kreissparkasse Saarlouis SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- KRSA Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 55 Location code
- 2 characters for the city or region of the head office.
- KTO Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code KRSADE55KTO?
KRSADE55KTO identifies Pm-Konto-Light, part of Kreissparkasse Saarlouis in Saarlouis, Germany. Only use it if the account is held at this specific branch.
Has Kreissparkasse Saarlouis got more SWIFT/BIC codes?
Yes, we list 3 SWIFT/BIC codes for Kreissparkasse Saarlouis in Germany. You can see them all on the bank page.
Can I use KRSADE55 instead of KRSADE55KTO?
KRSADE55 points to the head office of Kreissparkasse Saarlouis, while KRSADE55KTO points to Pm-Konto-Light. Most international transfers work with the head office code, but use KRSADE55KTO if the recipient asks for it.
What happens if I use KRSADE55KTO with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check KRSADE55KTO against the details from Kreissparkasse Saarlouis before you confirm.
Do I need KRSADE55KTO for a euro transfer to Germany?
Germany is part of the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need KRSADE55KTO.
How long does it take to send money to Kreissparkasse Saarlouis?
Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.