SWIFT/BIC code KRSNFI21XXX

KRSNFI21XXX belongs to Kristinestads Sparbank in Lappfjard, Finland.

KRSNFI21XXX

Code details

SWIFT/BIC codeKRSNFI21XXX
8-character codeKRSNFI21
Branch codeXXX
BankKristinestads Sparbank
BranchHead office
CityLappfjard
CountryFinland

The way the Kristinestads Sparbank SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

KRSN Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC KRSNFI21XXX?

The code KRSNFI21XXX belongs to the main office of Kristinestads Sparbank in Lappfjard, Finland. Use it when a payment to Kristinestads Sparbank does not need a specific branch.

Are KRSNFI21 and KRSNFI21XXX the same code?

Yes, they are. KRSNFI21 is the 8-character version of KRSNFI21XXX. XXX simply means head office, so either version will reach Kristinestads Sparbank in Lappfjard.

How long does a transfer to Kristinestads Sparbank take?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 1–3 business days.

Do I need KRSNFI21XXX for a euro transfer to Finland?

Finland belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need KRSNFI21XXX.

Does Kristinestads Sparbank use only one SWIFT/BIC code?

Yes – KRSNFI21XXX is the single SWIFT/BIC code we have for Kristinestads Sparbank in Finland, so you do not need to pick a branch code.

What happens if I enter KRSNFI21XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Always check KRSNFI21XXX against the details from Kristinestads Sparbank before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.