SWIFT/BIC code KSPKAT2KVIL
KSPKAT2KVIL belongs to Kaerntner Sparkasse AG in Villach, Austria.
Code details
| SWIFT/BIC code | KSPKAT2KVIL |
|---|---|
| 8-character code | KSPKAT2K |
| Branch code | VIL |
| Bank | Kaerntner Sparkasse AG |
| Branch | — |
| City | Villach |
| Country | Austria |
How the Kaerntner Sparkasse AG SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- KSPK Bank code
- 4 letters that identify the bank.
- AT Country code
- 2 letters for the country (ISO 3166).
- 2K Location code
- 2 characters for the city or region of the head office.
- VIL Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses BIC KSPKAT2KVIL?
The code KSPKAT2KVIL belongs to Kaerntner Sparkasse AG, a branch or department of Kaerntner Sparkasse AG in Villach, Austria. Use this branch code only when the recipient or their bank explicitly asks for it.
Has Kaerntner Sparkasse AG got more SWIFT/BIC codes?
Yes – our database contains 6 SWIFT/BIC codes for Kaerntner Sparkasse AG in Austria. You can see them all on the bank page.
Can I use KSPKAT2K instead of KSPKAT2KVIL?
KSPKAT2K is the head office of Kaerntner Sparkasse AG, while KSPKAT2KVIL points to Kaerntner Sparkasse AG. For a normal transfer the head office code is usually fine, but use KSPKAT2KVIL if the recipient asks for it.
How long does a transfer to Kaerntner Sparkasse AG take in Austria?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Do I need KSPKAT2KVIL for a euro transfer to Austria?
Austria belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need KSPKAT2KVIL.
What is the best way to send money to Kaerntner Sparkasse AG?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.