SWIFT/BIC code KUSSFI21XXX

KUSSFI21XXX belongs to Kuusamon Osuuspankki in Kuusamo, Finland.

KUSSFI21XXX

Code details

SWIFT/BIC codeKUSSFI21XXX
8-character codeKUSSFI21
Branch codeXXX
BankKuusamon Osuuspankki
BranchHead office
CityKuusamo
CountryFinland

The way the Kuusamon Osuuspankki SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

KUSS Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code KUSSFI21XXX?

The code KUSSFI21XXX belongs to the head office of Kuusamon Osuuspankki in Kuusamo, Finland. It is the code to use when you send money to an account at Kuusamon Osuuspankki.

Is KUSSFI21 and KUSSFI21XXX the same SWIFT code?

Yes. KUSSFI21 is the short version of KUSSFI21XXX. The XXX at the end only refers to the head office, so both routes your payment to Kuusamon Osuuspankki in Kuusamo.

How long does a transfer to Kuusamon Osuuspankki take?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.

Do I need KUSSFI21XXX to send euros to Finland?

Finland belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need KUSSFI21XXX.

Does Kuusamon Osuuspankki have only one SWIFT/BIC code?

Yes, KUSSFI21XXX is the single SWIFT/BIC code listed for Kuusamon Osuuspankki in Finland, so there is no branch code to choose.

What is the best way to send money to Kuusamon Osuuspankki in Finland?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.