SWIFT/BIC code KYOPFI21XXX
KYOPFI21XXX belongs to Kymijoen Osuuspankki in Anjalankoski, Finland.
Code details
| SWIFT/BIC code | KYOPFI21XXX |
|---|---|
| 8-character code | KYOPFI21 |
| Branch code | XXX |
| Bank | Kymijoen Osuuspankki |
| Branch | Head office |
| City | Anjalankoski |
| Country | Finland |
How the Kymijoen Osuuspankki SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- KYOP Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind SWIFT code KYOPFI21XXX?
KYOPFI21XXX identifies the headquarters of Kymijoen Osuuspankki in Anjalankoski, Finland. Use it when a payment to Kymijoen Osuuspankki does not need a specific branch.
Is KYOPFI21 and KYOPFI21XXX the same SWIFT code?
Yes. KYOPFI21 is the 8-character version of KYOPFI21XXX. XXX simply means head office, so both routes your payment to Kymijoen Osuuspankki in Anjalankoski.
Do I need KYOPFI21XXX for a euro transfer to Finland?
Finland is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need KYOPFI21XXX.
How long does it take to send money to Kymijoen Osuuspankki in Finland?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
What do the letters in KYOPFI21XXX stand for?
KYOP is the bank code of Kymijoen Osuuspankki, FI stands for Finland, 21 is the code for the city or region and XXX means the head office.
What happens if I use KYOPFI21XXX with a typo?
Your transfer can bounce, get stuck or cost extra. Always check KYOPFI21XXX with the recipient before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.