SWIFT/BIC code LAADFI21XXX
LAADFI21XXX belongs to Lappo Andelsbank in Lappo, Finland.
Code details
| SWIFT/BIC code | LAADFI21XXX |
|---|---|
| 8-character code | LAADFI21 |
| Branch code | XXX |
| Bank | Lappo Andelsbank |
| Branch | Head office |
| City | Lappo |
| Country | Finland |
The way the Lappo Andelsbank SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- LAAD Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code LAADFI21XXX?
The code LAADFI21XXX belongs to the headquarters of Lappo Andelsbank in Lappo, Finland. Use it when you send money to an account at Lappo Andelsbank.
Do I need LAADFI21XXX to send euros to Finland?
Finland is part of the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need LAADFI21XXX.
How long does it take to send money to Lappo Andelsbank in Finland?
Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Is LAADFI21 and LAADFI21XXX the same code?
Yes. LAADFI21 is the 8-character version of LAADFI21XXX. The XXX at the end only refers to the head office, so both will reach Lappo Andelsbank in Lappo.
What is the cheapest way to send money to Lappo Andelsbank in Finland?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.
What happens if I use LAADFI21XXX incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check LAADFI21XXX with the recipient before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.