SWIFT/BIC code LAOSFI21XXX
LAOSFI21XXX belongs to Lappajarven Osuuspankki in Lappajarvi, Finland.
Code details
| SWIFT/BIC code | LAOSFI21XXX |
|---|---|
| 8-character code | LAOSFI21 |
| Branch code | XXX |
| Bank | Lappajarven Osuuspankki |
| Branch | Head office |
| City | Lappajarvi |
| Country | Finland |
How the Lappajarven Osuuspankki SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- LAOS Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT/BIC code LAOSFI21XXX?
LAOSFI21XXX is the SWIFT/BIC code of the head office of Lappajarven Osuuspankki in Lappajarvi, Finland. It is the code to use when a payment to Lappajarven Osuuspankki does not need a specific branch.
What does each part of LAOSFI21XXX stand for?
LAOS is the bank code of Lappajarven Osuuspankki, FI is the ISO code of Finland, 21 is the code for the city or region and XXX means the head office.
What happens if I enter LAOSFI21XXX incorrectly?
The payment may be delayed, returned or charged extra fees. Always check LAOSFI21XXX against the details from Lappajarven Osuuspankki before you confirm.
What is the best way to send money to Lappajarven Osuuspankki?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.
Do I need LAOSFI21XXX to send euros to Finland?
Finland is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need LAOSFI21XXX.
How long does a transfer to Lappajarven Osuuspankki take in Finland?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.