SWIFT/BIC code LAOUFI21XXX

LAOUFI21XXX belongs to Lavian Osuuspankki in Lavia, Finland.

LAOUFI21XXX

Code details

SWIFT/BIC codeLAOUFI21XXX
8-character codeLAOUFI21
Branch codeXXX
BankLavian Osuuspankki
BranchHead office
CityLavia
CountryFinland

How the Lavian Osuuspankki SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

LAOU Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC LAOUFI21XXX?

The code LAOUFI21XXX belongs to the head office of Lavian Osuuspankki in Lavia, Finland. Use it when a payment to Lavian Osuuspankki does not need a specific branch.

How long does it take to send money to Lavian Osuuspankki?

Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

Do I need LAOUFI21XXX for a euro transfer to Finland?

Finland belongs to the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you do need LAOUFI21XXX.

Is LAOUFI21 and LAOUFI21XXX the same code?

Yes. LAOUFI21 is the 8-character version of LAOUFI21XXX. XXX simply means head office, so either version routes your payment to Lavian Osuuspankki in Lavia.

Does Lavian Osuuspankki use a single SWIFT/BIC code?

Yes, LAOUFI21XXX is the only SWIFT/BIC code we have for Lavian Osuuspankki in Finland, so you do not need to pick a branch code.

What happens if I enter LAOUFI21XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check LAOUFI21XXX against the details from Lavian Osuuspankki before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.