SWIFT/BIC code LUOPFI21XXX

LUOPFI21XXX belongs to Luhangan Osuuspankki in Tammijarvi, Finland.

LUOPFI21XXX

Code details

SWIFT/BIC codeLUOPFI21XXX
8-character codeLUOPFI21
Branch codeXXX
BankLuhangan Osuuspankki
BranchHead office
CityTammijarvi
CountryFinland

How the Luhangan Osuuspankki SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

LUOP Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC LUOPFI21XXX?

LUOPFI21XXX identifies the head office of Luhangan Osuuspankki in Tammijarvi, Finland. It is the code to use when a payment to Luhangan Osuuspankki does not need a specific branch.

What happens if I enter LUOPFI21XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Always check LUOPFI21XXX with the recipient before sending.

Does Luhangan Osuuspankki use a single SWIFT/BIC code?

Yes – LUOPFI21XXX is the single SWIFT/BIC code listed for Luhangan Osuuspankki in Finland, so there is no branch code to choose.

What do the letters in LUOPFI21XXX stand for?

LUOP is the institution code of Luhangan Osuuspankki, FI is the ISO code of Finland, 21 is the code for the city or region and XXX means the head office.

Is LUOPFI21 and LUOPFI21XXX the same code?

Yes, they are. LUOPFI21 is the short version of LUOPFI21XXX. The XXX at the end only refers to the head office, so either version routes your payment to Luhangan Osuuspankki in Tammijarvi.

Do I need LUOPFI21XXX to send euros to Finland?

Finland is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need LUOPFI21XXX.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.