SWIFT/BIC code LUOSFI21XXX

LUOSFI21XXX belongs to Luopioisten Osuuspankki in Luopioinen, Finland.

LUOSFI21XXX

Code details

SWIFT/BIC codeLUOSFI21XXX
8-character codeLUOSFI21
Branch codeXXX
BankLuopioisten Osuuspankki
BranchHead office
CityLuopioinen
CountryFinland

The way the Luopioisten Osuuspankki SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

LUOS Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind SWIFT code LUOSFI21XXX?

LUOSFI21XXX is the SWIFT/BIC code of the headquarters of Luopioisten Osuuspankki in Luopioinen, Finland. Use it when a payment to Luopioisten Osuuspankki does not need a specific branch.

What happens if I use LUOSFI21XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check LUOSFI21XXX with the recipient before sending.

What does each part of LUOSFI21XXX stand for?

LUOS is the institution code of Luopioisten Osuuspankki, FI stands for Finland, 21 is the code for the city or region and XXX marks the head office.

How long does it take to send money to Luopioisten Osuuspankki in Finland?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Do I need LUOSFI21XXX for a euro transfer to Finland?

Finland belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need LUOSFI21XXX.

Is LUOSFI21 and LUOSFI21XXX the same code?

Yes, they are. LUOSFI21 is the short version of LUOSFI21XXX. XXX simply means head office, so both will reach Luopioisten Osuuspankki in Luopioinen.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.