SWIFT/BIC code LUOUFI21XXX
LUOUFI21XXX belongs to Luvian Osuuspankki in Luvia, Finland.
Code details
| SWIFT/BIC code | LUOUFI21XXX |
|---|---|
| 8-character code | LUOUFI21 |
| Branch code | XXX |
| Bank | Luvian Osuuspankki |
| Branch | Head office |
| City | Luvia |
| Country | Finland |
The way the Luvian Osuuspankki SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- LUOU Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT code LUOUFI21XXX?
The code LUOUFI21XXX belongs to the headquarters of Luvian Osuuspankki in Luvia, Finland. Use it when you send money to an account at Luvian Osuuspankki.
What happens if I use LUOUFI21XXX incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check LUOUFI21XXX with the recipient before sending.
Do I need LUOUFI21XXX for a euro transfer to Finland?
Finland is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need LUOUFI21XXX.
How long does it take to send money to Luvian Osuuspankki in Finland?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Are LUOUFI21 and LUOUFI21XXX the same SWIFT code?
Yes, they are. LUOUFI21 is the short version of LUOUFI21XXX. XXX simply means head office, so both will reach Luvian Osuuspankki in Luvia.
What is the best way to send money to Luvian Osuuspankki?
Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.