SWIFT/BIC code MERZDE55XXX
MERZDE55XXX belongs to Sparkasse Merzig-Wadern in Merzig, Germany.
Code details
| SWIFT/BIC code | MERZDE55XXX |
|---|---|
| 8-character code | MERZDE55 |
| Branch code | XXX |
| Bank | Sparkasse Merzig-Wadern |
| Branch | Head office |
| City | Merzig |
| Country | Germany |
The way the Sparkasse Merzig-Wadern SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- MERZ Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 55 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code MERZDE55XXX?
MERZDE55XXX is the SWIFT/BIC code of the head office of Sparkasse Merzig-Wadern in Merzig, Germany. It is the code to use when you send money to an account at Sparkasse Merzig-Wadern.
What is the best way to send money to Sparkasse Merzig-Wadern in Germany?
Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.
Do I need MERZDE55XXX to send euros to Germany?
Germany is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need MERZDE55XXX.
How long does it take to send money to Sparkasse Merzig-Wadern in Germany?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Is MERZDE55 and MERZDE55XXX the same code?
Yes, they are. MERZDE55 is the 8-character version of MERZDE55XXX. XXX simply refers to the head office, so both will reach Sparkasse Merzig-Wadern in Merzig.
What do the letters in MERZDE55XXX mean?
MERZ is the institution code of Sparkasse Merzig-Wadern, DE is the ISO code of Germany, 55 is the code for the city or region and XXX means the head office.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.