SWIFT/BIC code MICIIE21XXX

MICIIE21XXX belongs to St. Michael's Credit Union Limited in Cork, Ireland.

MICIIE21XXX

Code details

SWIFT/BIC codeMICIIE21XXX
8-character codeMICIIE21
Branch codeXXX
BankSt. Michael's Credit Union Limited
BranchHead office
CityCork
CountryIreland

How the St. Michael's Credit Union Limited SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

MICI Bank code
4 letters that identify the bank.
IE Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC MICIIE21XXX?

The code MICIIE21XXX belongs to the head office of St. Michael's Credit Union Limited in Cork, Ireland. It is the code to use when you send money to an account at St. Michael's Credit Union Limited.

What happens if I use MICIIE21XXX with a typo?

Your transfer can bounce, get stuck or cost extra. Always check MICIIE21XXX against the details from St. Michael's Credit Union Limited before sending.

Are MICIIE21 and MICIIE21XXX the same code?

Yes, they are. MICIIE21 is the short version of MICIIE21XXX. XXX simply refers to the head office, so both routes your payment to St. Michael's Credit Union Limited in Cork.

How long does it take to send money to St. Michael's Credit Union Limited?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need MICIIE21XXX for a euro transfer to Ireland?

Ireland is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need MICIIE21XXX.

What does each part of MICIIE21XXX mean?

MICI is the bank code of St. Michael's Credit Union Limited, IE stands for Ireland, 21 is the code for the city or region and XXX marks the main office.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.