SWIFT/BIC code MIDLGB2124J

MIDLGB2124J belongs to HSBC Bank PLC in London, United Kingdom.

MIDLGB2124J

Code details

SWIFT/BIC codeMIDLGB2124J
8-character codeMIDLGB21
Branch code24J
BankHSBC Bank PLC
BranchCardiff, Rhiwbina Branch
CityLondon
CountryUnited Kingdom

How the HSBC Bank PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

MIDL Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
24J Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code MIDLGB2124J?

The code MIDLGB2124J belongs to Cardiff, Rhiwbina Branch, a unit of HSBC Bank PLC in London, United Kingdom. Use this branch code only when the account is held at this specific branch.

What happens if I use MIDLGB2124J incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check MIDLGB2124J against the details from HSBC Bank PLC before you confirm.

How long does a transfer to HSBC Bank PLC take?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need MIDLGB2124J to send euros to United Kingdom?

United Kingdom belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need MIDLGB2124J.

What do the letters in MIDLGB2124J mean?

MIDL is the bank code of HSBC Bank PLC, GB stands for United Kingdom, 21 is the location code and 24J identifies the department Cardiff, Rhiwbina Branch.

Can I use MIDLGB21 instead of MIDLGB2124J?

MIDLGB21 is the head office of HSBC Bank PLC, while MIDLGB2124J points to Cardiff, Rhiwbina Branch. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention MIDLGB2124J.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.