SWIFT/BIC code MIDLGB2148J
MIDLGB2148J belongs to HSBC Bank PLC in London, United Kingdom.
Code details
| SWIFT/BIC code | MIDLGB2148J |
|---|---|
| 8-character code | MIDLGB21 |
| Branch code | 48J |
| Bank | HSBC Bank PLC |
| Branch | Oxford, Summertown Branch |
| City | London |
| Country | United Kingdom |
The way the HSBC Bank PLC SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- MIDL Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 48J Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses BIC MIDLGB2148J?
MIDLGB2148J identifies Oxford, Summertown Branch, a unit of HSBC Bank PLC in London, United Kingdom. Use this branch code only when the account is held at this specific branch.
What is the best way to send money to HSBC Bank PLC?
Banks often add several percent to the exchange rate on top of a fee. Check what you receive in British Pound with transfer services before you send.
How long does it take to send money to HSBC Bank PLC in United Kingdom?
SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.
Do I need MIDLGB2148J to send euros to United Kingdom?
United Kingdom is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need MIDLGB2148J.
Can I use MIDLGB21 instead of MIDLGB2148J?
MIDLGB21 is the head office of HSBC Bank PLC, while MIDLGB2148J is Oxford, Summertown Branch. Most international transfers work with the head office code, but use MIDLGB2148J if the recipient asks for it.
What happens if I use MIDLGB2148J incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check MIDLGB2148J with the recipient before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.