SWIFT/BIC code MIDLGB2148U
MIDLGB2148U belongs to HSBC Bank PLC in London, United Kingdom.
Code details
| SWIFT/BIC code | MIDLGB2148U |
|---|---|
| 8-character code | MIDLGB21 |
| Branch code | 48U |
| Bank | HSBC Bank PLC |
| Branch | Penzance Branch |
| City | London |
| Country | United Kingdom |
The way the HSBC Bank PLC SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- MIDL Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 48U Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT/BIC code MIDLGB2148U?
The code MIDLGB2148U belongs to Penzance Branch, a branch or department of HSBC Bank PLC in London, United Kingdom. Use this branch code only when the account is held at this specific branch.
What does each part of MIDLGB2148U stand for?
MIDL is the institution code of HSBC Bank PLC, GB is the ISO code of United Kingdom, 21 is the location code and 48U is the code of the branch Penzance Branch.
Can I use MIDLGB21 instead of MIDLGB2148U?
MIDLGB21 points to the head office of HSBC Bank PLC, while MIDLGB2148U is Penzance Branch. For a normal transfer the head office code is usually fine, but use MIDLGB2148U if the recipient asks for it.
What happens if I use MIDLGB2148U with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check MIDLGB2148U with the recipient before sending.
What is the cheapest way to send money to HSBC Bank PLC?
Many banks add several percent to the exchange rate on top of a fee. Check what you receive in British Pound with transfer services before you send – the difference can be large.
How long does it take to send money to HSBC Bank PLC in United Kingdom?
SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.