SWIFT/BIC code MIDLGB2181Y
MIDLGB2181Y belongs to HSBC Bank PLC in London, United Kingdom.
Code details
| SWIFT/BIC code | MIDLGB2181Y |
|---|---|
| 8-character code | MIDLGB21 |
| Branch code | 81Y |
| Bank | HSBC Bank PLC |
| Branch | Cowes, Isle of Wight |
| City | London |
| Country | United Kingdom |
The way the HSBC Bank PLC SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- MIDL Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 81Y Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT/BIC code MIDLGB2181Y?
MIDLGB2181Y identifies Cowes, Isle of Wight, a unit of HSBC Bank PLC in London, United Kingdom. Only use it if the recipient or their bank explicitly asks for it.
What do the letters in MIDLGB2181Y mean?
MIDL is the bank code of HSBC Bank PLC, GB is the ISO code of United Kingdom, 21 is the code for the city or region and 81Y identifies the department Cowes, Isle of Wight.
What is the cheapest way to send money to HSBC Bank PLC?
Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in British Pound with specialist providers before you send.
Can I use MIDLGB21 instead of MIDLGB2181Y?
MIDLGB21 is the head office of HSBC Bank PLC, while MIDLGB2181Y points to Cowes, Isle of Wight. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention MIDLGB2181Y.
What happens if I use MIDLGB2181Y with a typo?
The payment may be delayed, returned or charged extra fees. Double-check MIDLGB2181Y with the recipient before sending.
How long does a transfer to HSBC Bank PLC take in United Kingdom?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.