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SWIFT/BIC code MIDLGB2181Z

MIDLGB2181Z belongs to HSBC Bank PLC in Cowplain, United Kingdom.

MIDLGB2181Z

Code details

SWIFT/BIC codeMIDLGB2181Z
8-character codeMIDLGB21
Branch code81Z
BankHSBC Bank PLC
BranchCowplain
CityCowplain
CountryUnited Kingdom

The way the HSBC Bank PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

MIDL Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
81Z Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC MIDLGB2181Z?

MIDLGB2181Z identifies Cowplain, part of HSBC Bank PLC in Cowplain, United Kingdom. Use this branch code only when the recipient or their bank explicitly asks for it.

Do I need MIDLGB2181Z for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need MIDLGB2181Z.

How long does it take to send money to HSBC Bank PLC in United Kingdom?

Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 1–3 business days.

What do the letters in MIDLGB2181Z mean?

MIDL is the bank code of HSBC Bank PLC, GB is the ISO code of United Kingdom, 21 is the code for the city or region and 81Z is the code of the branch Cowplain.

Can I use MIDLGB21 instead of MIDLGB2181Z?

MIDLGB21 is the main office of HSBC Bank PLC, while MIDLGB2181Z points to Cowplain. Most international transfers work with the head office code, but use MIDLGB2181Z if the recipient asks for it.

What happens if I use MIDLGB2181Z incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check MIDLGB2181Z against the details from HSBC Bank PLC before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.