SWIFT/BIC code MIDLGB2185U
MIDLGB2185U belongs to HSBC Bank PLC in Colwyn Bay, United Kingdom.
Code details
| SWIFT/BIC code | MIDLGB2185U |
|---|---|
| 8-character code | MIDLGB21 |
| Branch code | 85U |
| Bank | HSBC Bank PLC |
| Branch | Old Colwyn |
| City | Colwyn Bay |
| Country | United Kingdom |
The way the HSBC Bank PLC SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- MIDL Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 85U Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC MIDLGB2185U?
MIDLGB2185U is the SWIFT/BIC code of Old Colwyn, a branch or department of HSBC Bank PLC in Colwyn Bay, United Kingdom. Only use it if the recipient or their bank explicitly asks for it.
Can I use MIDLGB21 instead of MIDLGB2185U?
MIDLGB21 points to the main office of HSBC Bank PLC, while MIDLGB2185U points to Old Colwyn. For a normal transfer the head office code is usually fine, but use MIDLGB2185U if the recipient asks for it.
How long does a transfer to HSBC Bank PLC take in United Kingdom?
Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 2–4 business days.
Do I need MIDLGB2185U to send euros to United Kingdom?
United Kingdom is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need MIDLGB2185U.
What happens if I use MIDLGB2185U incorrectly?
The payment may be delayed, returned or charged extra fees. Always check MIDLGB2185U against the details from HSBC Bank PLC before sending.
What is the cheapest way to send money to HSBC Bank PLC in United Kingdom?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in British Pound with transfer services before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.