SWIFT/BIC code MIDLGB2194K
MIDLGB2194K belongs to HSBC Bank PLC in London, United Kingdom.
Code details
| SWIFT/BIC code | MIDLGB2194K |
|---|---|
| 8-character code | MIDLGB21 |
| Branch code | 94K |
| Bank | HSBC Bank PLC |
| Branch | M and S Money Settlement Account |
| City | London |
| Country | United Kingdom |
The way the HSBC Bank PLC SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- MIDL Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- 94K Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC MIDLGB2194K?
MIDLGB2194K is the SWIFT/BIC code of M and S Money Settlement Account, a branch or department of HSBC Bank PLC in London, United Kingdom. Only use it if the recipient or their bank explicitly asks for it.
What happens if I enter MIDLGB2194K incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check MIDLGB2194K against the details from HSBC Bank PLC before sending.
What does each part of MIDLGB2194K stand for?
MIDL is the institution code of HSBC Bank PLC, GB stands for United Kingdom, 21 is the location code and 94K is the code of the branch M and S Money Settlement Account.
How long does a transfer to HSBC Bank PLC take?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Do I need MIDLGB2194K for a euro transfer to United Kingdom?
United Kingdom is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need MIDLGB2194K.
Can I use MIDLGB21 instead of MIDLGB2194K?
MIDLGB21 points to the head office of HSBC Bank PLC, while MIDLGB2194K points to M and S Money Settlement Account. For a normal transfer the head office code is usually fine, yet use MIDLGB2194K if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.