SWIFT/BIC code MIOUFI21XXX

MIOUFI21XXX belongs to Miehikkalan Osuuspankki in Miehikkala, Finland.

MIOUFI21XXX

Code details

SWIFT/BIC codeMIOUFI21XXX
8-character codeMIOUFI21
Branch codeXXX
BankMiehikkalan Osuuspankki
BranchHead office
CityMiehikkala
CountryFinland

The way the Miehikkalan Osuuspankki SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

MIOU Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC MIOUFI21XXX?

The code MIOUFI21XXX belongs to the headquarters of Miehikkalan Osuuspankki in Miehikkala, Finland. Use it when a payment to Miehikkalan Osuuspankki does not need a specific branch.

How long does a transfer to Miehikkalan Osuuspankki take in Finland?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need MIOUFI21XXX to send euros to Finland?

Finland is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need MIOUFI21XXX.

Does Miehikkalan Osuuspankki have only one SWIFT/BIC code?

Yes, MIOUFI21XXX is the only SWIFT/BIC code listed for Miehikkalan Osuuspankki in Finland, so you do not need to pick a branch code.

Is MIOUFI21 and MIOUFI21XXX the same SWIFT code?

Yes, they are. MIOUFI21 is the 8-character version of MIOUFI21XXX. The XXX at the end only refers to the head office, so either version will reach Miehikkalan Osuuspankki in Miehikkala.

What does each part of MIOUFI21XXX mean?

MIOU is the institution code of Miehikkalan Osuuspankki, FI stands for Finland, 21 is the location code and XXX means the head office.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.