SWIFT/BIC code MONFCHZ1XXX
MONFCHZ1XXX belongs to Monaval Finanz AG in Zurich, Switzerland.
Code details
| SWIFT/BIC code | MONFCHZ1XXX |
|---|---|
| 8-character code | MONFCHZ1 |
| Branch code | XXX |
| Bank | Monaval Finanz AG |
| Branch | Head office |
| City | Zurich |
| Country | Switzerland |
How the Monaval Finanz AG SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- MONF Bank code
- 4 letters that identify the bank.
- CH Country code
- 2 letters for the country (ISO 3166).
- Z1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code MONFCHZ1XXX?
MONFCHZ1XXX identifies the head office of Monaval Finanz AG in Zurich, Switzerland. Use it when a payment to Monaval Finanz AG does not need a specific branch.
What happens if I enter MONFCHZ1XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check MONFCHZ1XXX against the details from Monaval Finanz AG before you confirm.
Does Monaval Finanz AG use only one SWIFT/BIC code?
Yes – MONFCHZ1XXX is the single SWIFT/BIC code listed for Monaval Finanz AG in Switzerland, so you do not need to pick a branch code.
Do I need MONFCHZ1XXX for a euro transfer to Switzerland?
Switzerland belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need MONFCHZ1XXX.
How long does a transfer to Monaval Finanz AG take?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
What is the cheapest way to send money to Monaval Finanz AG?
Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Swiss Franc with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.