SWIFT/BIC code MSFEGB21XXX
MSFEGB21XXX belongs to Marks and Spencer Financial Services PLC in Chester, United Kingdom.
Code details
| SWIFT/BIC code | MSFEGB21XXX |
|---|---|
| 8-character code | MSFEGB21 |
| Branch code | XXX |
| Bank | Marks and Spencer Financial Services PLC |
| Branch | Head office |
| City | Chester |
| Country | United Kingdom |
How the Marks and Spencer Financial Services PLC SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- MSFE Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT code MSFEGB21XXX?
MSFEGB21XXX identifies the main office of Marks and Spencer Financial Services PLC in Chester, United Kingdom. Use it when a payment to Marks and Spencer Financial Services PLC does not need a specific branch.
Are MSFEGB21 and MSFEGB21XXX the same code?
Yes, they are. MSFEGB21 is the 8-character version of MSFEGB21XXX. The XXX at the end only means head office, so both will reach Marks and Spencer Financial Services PLC in Chester.
Do I need MSFEGB21XXX to send euros to United Kingdom?
United Kingdom is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need MSFEGB21XXX.
How long does a transfer to Marks and Spencer Financial Services PLC take?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
What is the cheapest way to send money to Marks and Spencer Financial Services PLC?
Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in British Pound with specialist providers before you send – the difference can be large.
Does Marks and Spencer Financial Services PLC use only one SWIFT/BIC code?
Yes, MSFEGB21XXX is the only SWIFT/BIC code we have for Marks and Spencer Financial Services PLC in United Kingdom, so you do not need to pick a branch code.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.