SWIFT/BIC code MSFFDEFXCAY
MSFFDEFXCAY belongs to Morgan Stanley Bank AG in Frankfurt Am Main, Germany.
Code details
| SWIFT/BIC code | MSFFDEFXCAY |
|---|---|
| 8-character code | MSFFDEFX |
| Branch code | CAY |
| Bank | Morgan Stanley Bank AG |
| Branch | — |
| City | Frankfurt Am Main |
| Country | Germany |
How the Morgan Stanley Bank AG SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- MSFF Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- FX Location code
- 2 characters for the city or region of the head office.
- CAY Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT/BIC code MSFFDEFXCAY?
The code MSFFDEFXCAY belongs to Morgan Stanley Bank AG, part of Morgan Stanley Bank AG in Frankfurt Am Main, Germany. Use this branch code only when the recipient or their bank explicitly asks for it.
What happens if I use MSFFDEFXCAY incorrectly?
The payment may be delayed, returned or charged extra fees. Always check MSFFDEFXCAY with the recipient before you confirm.
What is the cheapest way to send money to Morgan Stanley Bank AG in Germany?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send.
Can I use MSFFDEFX instead of MSFFDEFXCAY?
MSFFDEFX is the head office of Morgan Stanley Bank AG, while MSFFDEFXCAY points to Morgan Stanley Bank AG. Most international transfers work with the head office code, yet use MSFFDEFXCAY if the recipient asks for it.
Do I need MSFFDEFXCAY to send euros to Germany?
Germany belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need MSFFDEFXCAY.
What does each part of MSFFDEFXCAY mean?
MSFF is the bank code of Morgan Stanley Bank AG, DE is the ISO code of Germany, FX is the code for the city or region and CAY is the code of the branch Morgan Stanley Bank AG.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.