SWIFT/BIC code MYCRAU21XXX
MYCRAU21XXX belongs to My Credit Union Limited in Homebush Bay, Australia.
Code details
| SWIFT/BIC code | MYCRAU21XXX |
|---|---|
| 8-character code | MYCRAU21 |
| Branch code | XXX |
| Bank | My Credit Union Limited |
| Branch | Head office |
| City | Homebush Bay |
| Country | Australia |
How the My Credit Union Limited SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- MYCR Bank code
- 4 letters that identify the bank.
- AU Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code MYCRAU21XXX?
MYCRAU21XXX identifies the headquarters of My Credit Union Limited in Homebush Bay, Australia. Use it when a payment to My Credit Union Limited does not need a specific branch.
Does My Credit Union Limited use only one SWIFT/BIC code?
Yes, MYCRAU21XXX is the only SWIFT/BIC code listed for My Credit Union Limited in Australia, so you do not need to pick a branch code.
What happens if I enter MYCRAU21XXX with a typo?
The payment may be delayed, returned or charged extra fees. Double-check MYCRAU21XXX against the details from My Credit Union Limited before you confirm.
Are MYCRAU21 and MYCRAU21XXX the same code?
Yes, they are. MYCRAU21 is the short version of MYCRAU21XXX. XXX simply refers to the head office, so both will reach My Credit Union Limited in Homebush Bay.
What is the cheapest way to send money to My Credit Union Limited?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Australian Dollar with transfer services before you send – the difference can be large.
How long does it take to send money to My Credit Union Limited?
A SWIFT payment usually takes 1–5 business days, depending on intermediary banks and cut-off times. Money transfer services are often faster than a bank.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.