SWIFT/BIC code NALCRU21XXX
NALCRU21XXX belongs to Bank Nalchik in Nalchik, Russia.
Code details
| SWIFT/BIC code | NALCRU21XXX |
|---|---|
| 8-character code | NALCRU21 |
| Branch code | XXX |
| Bank | Bank Nalchik |
| Branch | Head office |
| City | Nalchik |
| Country | Russia |
How the Bank Nalchik SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- NALC Bank code
- 4 letters that identify the bank.
- RU Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT code NALCRU21XXX?
The code NALCRU21XXX belongs to the main office of Bank Nalchik in Nalchik, Russia. It is the code to use when a payment to Bank Nalchik does not need a specific branch.
Does Bank Nalchik use only one SWIFT/BIC code?
Yes – NALCRU21XXX is the single SWIFT/BIC code we have for Bank Nalchik in Russia, so you do not need to pick a branch code.
What happens if I use NALCRU21XXX with a typo?
The payment may be delayed, returned or charged extra fees. Always check NALCRU21XXX with the recipient before sending.
Is NALCRU21 and NALCRU21XXX the same SWIFT code?
Yes. NALCRU21 is the short version of NALCRU21XXX. XXX simply refers to the head office, so either version will reach Bank Nalchik in Nalchik.
What is the cheapest way to send money to Bank Nalchik in Russia?
Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Russia with specialist providers before you send – the difference can be large.
How long does it take to send money to Bank Nalchik?
A SWIFT payment usually takes 1–5 business days, because of intermediary banks and cut-off times. Money transfer services are often quicker and cheaper.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.