SWIFT/BIC code NIJOFI21XXX

NIJOFI21XXX belongs to Nivalan Jarvikylan Osuuspankki in Nivala, Finland.

NIJOFI21XXX

Code details

SWIFT/BIC codeNIJOFI21XXX
8-character codeNIJOFI21
Branch codeXXX
BankNivalan Jarvikylan Osuuspankki
BranchHead office
CityNivala
CountryFinland

How the Nivalan Jarvikylan Osuuspankki SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

NIJO Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code NIJOFI21XXX?

NIJOFI21XXX is the SWIFT/BIC code of the head office of Nivalan Jarvikylan Osuuspankki in Nivala, Finland. Use it when a payment to Nivalan Jarvikylan Osuuspankki does not need a specific branch.

What is the cheapest way to send money to Nivalan Jarvikylan Osuuspankki in Finland?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

Are NIJOFI21 and NIJOFI21XXX the same SWIFT code?

Yes. NIJOFI21 is the 8-character version of NIJOFI21XXX. XXX simply means head office, so either version routes your payment to Nivalan Jarvikylan Osuuspankki in Nivala.

Do I need NIJOFI21XXX for a euro transfer to Finland?

Finland is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need NIJOFI21XXX.

How long does a transfer to Nivalan Jarvikylan Osuuspankki take?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Does Nivalan Jarvikylan Osuuspankki have only one SWIFT/BIC code?

Yes, NIJOFI21XXX is the only SWIFT/BIC code we have for Nivalan Jarvikylan Osuuspankki in Finland, so there is no branch code to choose.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.