SWIFT/BIC code NIOSFI21XXX
NIOSFI21XXX belongs to Niinijoen Osuuspankki in Niinijoki, Finland.
Code details
| SWIFT/BIC code | NIOSFI21XXX |
|---|---|
| 8-character code | NIOSFI21 |
| Branch code | XXX |
| Bank | Niinijoen Osuuspankki |
| Branch | Head office |
| City | Niinijoki |
| Country | Finland |
How the Niinijoen Osuuspankki SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- NIOS Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT code NIOSFI21XXX?
NIOSFI21XXX is the SWIFT/BIC code of the headquarters of Niinijoen Osuuspankki in Niinijoki, Finland. It is the code to use when a payment to Niinijoen Osuuspankki does not need a specific branch.
What happens if I use NIOSFI21XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check NIOSFI21XXX against the details from Niinijoen Osuuspankki before sending.
What is the cheapest way to send money to Niinijoen Osuuspankki?
Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.
Does Niinijoen Osuuspankki have only one SWIFT/BIC code?
Yes, NIOSFI21XXX is the only SWIFT/BIC code listed for Niinijoen Osuuspankki in Finland, so you do not need to pick a branch code.
How long does a transfer to Niinijoen Osuuspankki take?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Do I need NIOSFI21XXX for a euro transfer to Finland?
Finland is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need NIOSFI21XXX.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.