SWIFT/BIC code NIOUFI21XXX
NIOUFI21XXX belongs to Nivalan Osuuspankki in Nivala, Finland.
Code details
| SWIFT/BIC code | NIOUFI21XXX |
|---|---|
| 8-character code | NIOUFI21 |
| Branch code | XXX |
| Bank | Nivalan Osuuspankki |
| Branch | Head office |
| City | Nivala |
| Country | Finland |
How the Nivalan Osuuspankki SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- NIOU Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code NIOUFI21XXX?
The code NIOUFI21XXX belongs to the main office of Nivalan Osuuspankki in Nivala, Finland. It is the code to use when a payment to Nivalan Osuuspankki does not need a specific branch.
Do I need NIOUFI21XXX to send euros to Finland?
Finland belongs to the SEPA area. When you send euros the IBAN is usually enough. For other currencies you still need NIOUFI21XXX.
How long does it take to send money to Nivalan Osuuspankki?
Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 1–3 business days.
What happens if I enter NIOUFI21XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check NIOUFI21XXX against the details from Nivalan Osuuspankki before sending.
Is NIOUFI21 and NIOUFI21XXX the same code?
Yes, they are. NIOUFI21 is the short version of NIOUFI21XXX. XXX simply means head office, so either version will reach Nivalan Osuuspankki in Nivala.
What does each part of NIOUFI21XXX mean?
NIOU is the institution code of Nivalan Osuuspankki, FI is the ISO code of Finland, 21 is the code for the city or region and XXX means the head office.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.