SWIFT/BIC code NOVRCHBS049
NOVRCHBS049 belongs to Novartis AG in Muttenz, Switzerland.
Code details
| SWIFT/BIC code | NOVRCHBS049 |
|---|---|
| 8-character code | NOVRCHBS |
| Branch code | 049 |
| Bank | Novartis AG |
| Branch | — |
| City | Muttenz |
| Country | Switzerland |
The way the Novartis AG SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- NOVR Bank code
- 4 letters that identify the bank.
- CH Country code
- 2 letters for the country (ISO 3166).
- BS Location code
- 2 characters for the city or region of the head office.
- 049 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT code NOVRCHBS049?
NOVRCHBS049 is the SWIFT/BIC code of Novartis AG, a branch or department of Novartis AG in Muttenz, Switzerland. Only use it if the account is held at this specific branch.
What does each part of NOVRCHBS049 mean?
NOVR is the institution code of Novartis AG, CH stands for Switzerland, BS is the location code and 049 is the code of the branch Novartis AG.
What happens if I use NOVRCHBS049 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check NOVRCHBS049 with the recipient before you confirm.
What is the cheapest way to send money to Novartis AG in Switzerland?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Swiss Franc with specialist providers before you send – the difference can be large.
Do I need NOVRCHBS049 for a euro transfer to Switzerland?
Switzerland is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need NOVRCHBS049.
How long does a transfer to Novartis AG take?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.