SWIFT/BIC code NPKMMK21XXX

NPKMMK21XXX belongs to National Payment Card Ad in Skopje, North Macedonia.

NPKMMK21XXX

Code details

SWIFT/BIC codeNPKMMK21XXX
8-character codeNPKMMK21
Branch codeXXX
BankNational Payment Card Ad
BranchHead office
CitySkopje
CountryNorth Macedonia

The way the National Payment Card Ad SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

NPKM Bank code
4 letters that identify the bank.
MK Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code NPKMMK21XXX?

The code NPKMMK21XXX belongs to the headquarters of National Payment Card Ad in Skopje, North Macedonia. Use it when a payment to National Payment Card Ad does not need a specific branch.

What happens if I use NPKMMK21XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check NPKMMK21XXX with the recipient before you confirm.

What is the best way to send money to National Payment Card Ad?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in North Macedonia with specialist providers before you send.

Does National Payment Card Ad use a single SWIFT/BIC code?

Yes – NPKMMK21XXX is the only SWIFT/BIC code listed for National Payment Card Ad in North Macedonia, so there is no branch code to choose.

Is NPKMMK21 and NPKMMK21XXX the same code?

Yes. NPKMMK21 is the short version of NPKMMK21XXX. XXX simply refers to the head office, so both routes your payment to National Payment Card Ad in Skopje.

What does each part of NPKMMK21XXX stand for?

NPKM is the institution code of National Payment Card Ad, MK stands for North Macedonia, 21 is the code for the city or region and XXX marks the head office.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.