SWIFT/BIC code NVOARU21XXX
NVOARU21XXX belongs to Nizhnevolzhsky Commercial Bank in Saratov, Russia.
Code details
| SWIFT/BIC code | NVOARU21XXX |
|---|---|
| 8-character code | NVOARU21 |
| Branch code | XXX |
| Bank | Nizhnevolzhsky Commercial Bank |
| Branch | Head office |
| City | Saratov |
| Country | Russia |
How the Nizhnevolzhsky Commercial Bank SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- NVOA Bank code
- 4 letters that identify the bank.
- RU Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code NVOARU21XXX?
NVOARU21XXX identifies the main office of Nizhnevolzhsky Commercial Bank in Saratov, Russia. It is the code to use when a payment to Nizhnevolzhsky Commercial Bank does not need a specific branch.
What is the best way to send money to Nizhnevolzhsky Commercial Bank in Russia?
Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Russia with specialist providers before you send – the difference can be large.
Are NVOARU21 and NVOARU21XXX the same code?
Yes, they are. NVOARU21 is the 8-character version of NVOARU21XXX. XXX simply means head office, so both will reach Nizhnevolzhsky Commercial Bank in Saratov.
What do I need for a transfer to an account at Nizhnevolzhsky Commercial Bank?
Have ready the SWIFT/BIC code NVOARU21XXX, the account number or IBAN of the recipientand the name of the account holder. Russia uses international SWIFT transfers, so the BIC is required.
What does each part of NVOARU21XXX mean?
NVOA is the bank code of Nizhnevolzhsky Commercial Bank, RU stands for Russia, 21 is the location code and XXX means the main office.
How long does a transfer to Nizhnevolzhsky Commercial Bank take in Russia?
A SWIFT payment typically takes 1–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often faster and cheaper.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.