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SWIFT/BIC code NWBKGB2145H

NWBKGB2145H belongs to National Westminster Bank PLC in Cardigan, United Kingdom.

NWBKGB2145H

Code details

SWIFT/BIC codeNWBKGB2145H
8-character codeNWBKGB21
Branch code45H
BankNational Westminster Bank PLC
BranchCardigan Branch
CityCardigan
CountryUnited Kingdom

How the National Westminster Bank PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

NWBK Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
45H Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code NWBKGB2145H?

NWBKGB2145H is the SWIFT/BIC code of Cardigan Branch, part of National Westminster Bank PLC in Cardigan, United Kingdom. Only use it if the account is held at this specific branch.

What do the letters in NWBKGB2145H mean?

NWBK is the bank code of National Westminster Bank PLC, GB stands for United Kingdom, 21 is the code for the city or region and 45H identifies the department Cardigan Branch.

Do I need NWBKGB2145H to send euros to United Kingdom?

United Kingdom belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need NWBKGB2145H.

How long does it take to send money to National Westminster Bank PLC in United Kingdom?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.

Can I use NWBKGB21 instead of NWBKGB2145H?

NWBKGB21 is the head office of National Westminster Bank PLC, while NWBKGB2145H is Cardigan Branch. For a normal transfer the head office code is usually fine, yet use NWBKGB2145H if the recipient asks for it.

What happens if I enter NWBKGB2145H with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check NWBKGB2145H with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.