SWIFT/BIC code OATMECE1XXX
OATMECE1XXX belongs to Cooperativa de Ahorro y Credito Guamote Ltda in Guamote, Ecuador.
Code details
| SWIFT/BIC code | OATMECE1XXX |
|---|---|
| 8-character code | OATMECE1 |
| Branch code | XXX |
| Bank | Cooperativa de Ahorro y Credito Guamote Ltda |
| Branch | Head office |
| City | Guamote |
| Country | Ecuador |
The way the Cooperativa de Ahorro y Credito Guamote Ltda SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- OATM Bank code
- 4 letters that identify the bank.
- EC Country code
- 2 letters for the country (ISO 3166).
- E1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses BIC OATMECE1XXX?
The code OATMECE1XXX belongs to the headquarters of Cooperativa de Ahorro y Credito Guamote Ltda in Guamote, Ecuador. It is the code to use when a payment to Cooperativa de Ahorro y Credito Guamote Ltda does not need a specific branch.
What does each part of OATMECE1XXX stand for?
OATM is the bank code of Cooperativa de Ahorro y Credito Guamote Ltda, EC is the ISO code of Ecuador, E1 is the code for the city or region and XXX means the head office.
What do I need for a transfer to an account at Cooperativa de Ahorro y Credito Guamote Ltda?
You need the SWIFT/BIC code OATMECE1XXX, the IBAN or local account number of the recipient, their full name and address. Ecuador is not part of SEPA, so the BIC is required.
How long does a transfer to Cooperativa de Ahorro y Credito Guamote Ltda take?
A SWIFT payment typically takes 2–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often faster than a bank.
What is the cheapest way to send money to Cooperativa de Ahorro y Credito Guamote Ltda?
Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in US Dollar with specialist providers before you send.
Is OATMECE1 and OATMECE1XXX the same code?
Yes. OATMECE1 is the short version of OATMECE1XXX. XXX simply refers to the head office, so either version will reach Cooperativa de Ahorro y Credito Guamote Ltda in Guamote.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.