SWIFT/BIC code OATOECE1XXX
OATOECE1XXX belongs to Cooperativa de Ahorro y Credito El Comerciante Ltda in Saraguro, Ecuador.
Code details
| SWIFT/BIC code | OATOECE1XXX |
|---|---|
| 8-character code | OATOECE1 |
| Branch code | XXX |
| Bank | Cooperativa de Ahorro y Credito El Comerciante Ltda |
| Branch | Head office |
| City | Saraguro |
| Country | Ecuador |
How the Cooperativa de Ahorro y Credito El Comerciante Ltda SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- OATO Bank code
- 4 letters that identify the bank.
- EC Country code
- 2 letters for the country (ISO 3166).
- E1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind BIC OATOECE1XXX?
OATOECE1XXX is the SWIFT/BIC code of the head office of Cooperativa de Ahorro y Credito El Comerciante Ltda in Saraguro, Ecuador. It is the code to use when a payment to Cooperativa de Ahorro y Credito El Comerciante Ltda does not need a specific branch.
What happens if I use OATOECE1XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check OATOECE1XXX against the details from Cooperativa de Ahorro y Credito El Comerciante Ltda before sending.
Is OATOECE1 and OATOECE1XXX the same code?
Yes. OATOECE1 is the short version of OATOECE1XXX. The XXX at the end only means head office, so either version will reach Cooperativa de Ahorro y Credito El Comerciante Ltda in Saraguro.
Does Cooperativa de Ahorro y Credito El Comerciante Ltda have a single SWIFT/BIC code?
Yes – OATOECE1XXX is the single SWIFT/BIC code listed for Cooperativa de Ahorro y Credito El Comerciante Ltda in Ecuador, so there is no branch code to choose.
What is the best way to send money to Cooperativa de Ahorro y Credito El Comerciante Ltda in Ecuador?
Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in US Dollar with transfer services before you send – the difference can be large.
How long does a transfer to Cooperativa de Ahorro y Credito El Comerciante Ltda take in Ecuador?
An international SWIFT transfer usually takes 1–5 business days, depending on intermediary banks and cut-off times. Specialist transfer services are often faster and cheaper.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.