SWIFT/BIC code OPAYLV21XXX

OPAYLV21XXX belongs to Xopay, Sia in Riga, Latvia.

OPAYLV21XXX

Code details

SWIFT/BIC codeOPAYLV21XXX
8-character codeOPAYLV21
Branch codeXXX
BankXopay, Sia
BranchHead office
CityRiga
CountryLatvia

The way the Xopay, Sia SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

OPAY Bank code
4 letters that identify the bank.
LV Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC OPAYLV21XXX?

The code OPAYLV21XXX belongs to the head office of Xopay, Sia in Riga, Latvia. Use it when a payment to Xopay, Sia does not need a specific branch.

Is OPAYLV21 and OPAYLV21XXX the same SWIFT code?

Yes. OPAYLV21 is the 8-character version of OPAYLV21XXX. XXX simply means head office, so both routes your payment to Xopay, Sia in Riga.

Do I need OPAYLV21XXX for a euro transfer to Latvia?

Latvia belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need OPAYLV21XXX.

How long does it take to send money to Xopay, Sia in Latvia?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What happens if I enter OPAYLV21XXX with a typo?

The payment may be delayed, returned or charged extra fees. Double-check OPAYLV21XXX with the recipient before sending.

Does Xopay, Sia use only one SWIFT/BIC code?

Yes – OPAYLV21XXX is the single SWIFT/BIC code listed for Xopay, Sia in Latvia, so there is no branch code to choose.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.