SWIFT/BIC code OWNBUS31XXX
OWNBUS31XXX belongs to Area Trust Company in Owensboro,ky, United States.
Code details
| SWIFT/BIC code | OWNBUS31XXX |
|---|---|
| 8-character code | OWNBUS31 |
| Branch code | XXX |
| Bank | Area Trust Company |
| Branch | Head office |
| City | Owensboro,ky |
| Country | United States |
How the Area Trust Company SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- OWNB Bank code
- 4 letters that identify the bank.
- US Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code OWNBUS31XXX?
OWNBUS31XXX is the SWIFT/BIC code of the head office of Area Trust Company in Owensboro,ky, United States. Use it when you send money to an account at Area Trust Company.
Does Area Trust Company have a single SWIFT/BIC code?
Yes – OWNBUS31XXX is the only SWIFT/BIC code listed for Area Trust Company in United States, so there is no branch code to choose.
What happens if I use OWNBUS31XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check OWNBUS31XXX against the details from Area Trust Company before you confirm.
Is OWNBUS31 and OWNBUS31XXX the same SWIFT code?
Yes. OWNBUS31 is the 8-character version of OWNBUS31XXX. XXX simply refers to the head office, so both will reach Area Trust Company in Owensboro,ky.
How long does it take to send money to Area Trust Company?
An international SWIFT transfer typically takes 1–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often faster and cheaper.
What is the cheapest way to send money to Area Trust Company in United States?
Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in US Dollar with specialist providers before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.