SWIFT/BIC code PAIDECE1XXX

PAIDECE1XXX belongs to Pacificard S.A. in Guayaquil, Ecuador.

PAIDECE1XXX

Code details

SWIFT/BIC codePAIDECE1XXX
8-character codePAIDECE1
Branch codeXXX
BankPacificard S.A.
BranchHead office
CityGuayaquil
CountryEcuador

How the Pacificard S.A. SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

PAID Bank code
4 letters that identify the bank.
EC Country code
2 letters for the country (ISO 3166).
E1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC PAIDECE1XXX?

The code PAIDECE1XXX belongs to the headquarters of Pacificard S.A. in Guayaquil, Ecuador. It is the code to use when you send money to an account at Pacificard S.A..

What is the cheapest way to send money to Pacificard S.A.?

Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in US Dollar with specialist providers before you send – the difference can be large.

How long does it take to send money to Pacificard S.A.?

A SWIFT payment typically takes 1–5 business days, because of correspondent banks and time zones. Specialist transfer services are often faster and cheaper.

What happens if I use PAIDECE1XXX with a typo?

The payment may be delayed, returned or charged extra fees. Always check PAIDECE1XXX with the recipient before you confirm.

Which details do I need to send money to an account at Pacificard S.A.?

You need the SWIFT/BIC code PAIDECE1XXX, the IBAN or local account number of the recipient, their full name and address. Ecuador is not part of SEPA, so always include the BIC.

What do the letters in PAIDECE1XXX mean?

PAID is the institution code of Pacificard S.A., EC stands for Ecuador, E1 is the location code and XXX marks the main office.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.