SWIFT/BIC code PAOUFI21XXX
PAOUFI21XXX belongs to Paijat-Hameen Osuuspankki in Lahti, Finland.
Code details
| SWIFT/BIC code | PAOUFI21XXX |
|---|---|
| 8-character code | PAOUFI21 |
| Branch code | XXX |
| Bank | Paijat-Hameen Osuuspankki |
| Branch | Head office |
| City | Lahti |
| Country | Finland |
How the Paijat-Hameen Osuuspankki SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- PAOU Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code PAOUFI21XXX?
The code PAOUFI21XXX belongs to the headquarters of Paijat-Hameen Osuuspankki in Lahti, Finland. Use it when a payment to Paijat-Hameen Osuuspankki does not need a specific branch.
What does each part of PAOUFI21XXX mean?
PAOU is the bank code of Paijat-Hameen Osuuspankki, FI stands for Finland, 21 is the code for the city or region and XXX marks the head office.
How long does it take to send money to Paijat-Hameen Osuuspankki in Finland?
Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 2–4 business days.
Do I need PAOUFI21XXX to send euros to Finland?
Finland is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need PAOUFI21XXX.
Are PAOUFI21 and PAOUFI21XXX the same SWIFT code?
Yes. PAOUFI21 is the short version of PAOUFI21XXX. XXX simply means head office, so either version will reach Paijat-Hameen Osuuspankki in Lahti.
What happens if I enter PAOUFI21XXX with a typo?
The payment may be delayed, returned or charged extra fees. Always check PAOUFI21XXX with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.