SWIFT/BIC code PATCBGSFXXX
PATCBGSFXXX belongs to Paynetics Ad in Sofia, Bulgaria.
Code details
| SWIFT/BIC code | PATCBGSFXXX |
|---|---|
| 8-character code | PATCBGSF |
| Branch code | XXX |
| Bank | Paynetics Ad |
| Branch | Head office |
| City | Sofia |
| Country | Bulgaria |
The way the Paynetics Ad SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- PATC Bank code
- 4 letters that identify the bank.
- BG Country code
- 2 letters for the country (ISO 3166).
- SF Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind SWIFT code PATCBGSFXXX?
PATCBGSFXXX identifies the main office of Paynetics Ad in Sofia, Bulgaria. Use it when you send money to an account at Paynetics Ad.
Do I need PATCBGSFXXX for a euro transfer to Bulgaria?
Bulgaria belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you do need PATCBGSFXXX.
How long does a transfer to Paynetics Ad take in Bulgaria?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Are PATCBGSF and PATCBGSFXXX the same code?
Yes. PATCBGSF is the 8-character version of PATCBGSFXXX. The XXX at the end only means head office, so either version will reach Paynetics Ad in Sofia.
What do the letters in PATCBGSFXXX mean?
PATC is the institution code of Paynetics Ad, BG is the ISO code of Bulgaria, SF is the location code and XXX marks the head office.
Does Paynetics Ad use only one SWIFT/BIC code?
Yes – PATCBGSFXXX is the single SWIFT/BIC code listed for Paynetics Ad in Bulgaria, so there is no branch code to choose.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.