SWIFT/BIC code PERRZAJ1XXX

PERRZAJ1XXX belongs to Personal Trust LTD in Cape Town, South Africa.

PERRZAJ1XXX

Code details

SWIFT/BIC codePERRZAJ1XXX
8-character codePERRZAJ1
Branch codeXXX
BankPersonal Trust LTD
BranchHead office
CityCape Town
CountrySouth Africa

The way the Personal Trust LTD SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

PERR Bank code
4 letters that identify the bank.
ZA Country code
2 letters for the country (ISO 3166).
J1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind BIC PERRZAJ1XXX?

PERRZAJ1XXX is the SWIFT/BIC code of the headquarters of Personal Trust LTD in Cape Town, South Africa. Use it when a payment to Personal Trust LTD does not need a specific branch.

Does Personal Trust LTD have only one SWIFT/BIC code?

Yes, PERRZAJ1XXX is the single SWIFT/BIC code listed for Personal Trust LTD in South Africa, so you do not need to pick a branch code.

Is PERRZAJ1 and PERRZAJ1XXX the same code?

Yes. PERRZAJ1 is the short version of PERRZAJ1XXX. XXX simply means head office, so both will reach Personal Trust LTD in Cape Town.

What happens if I enter PERRZAJ1XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Always check PERRZAJ1XXX with the recipient before sending.

What is the cheapest way to send money to Personal Trust LTD in South Africa?

Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in South African Rand with specialist providers before you send – the difference can be large.

How long does it take to send money to Personal Trust LTD?

A SWIFT payment typically takes 2–5 business days, because of intermediary banks and cut-off times. Money transfer services are often faster and cheaper.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.