SWIFT/BIC code PHBMMYKLXXX

PHBMMYKLXXX belongs to Affin Bank Berhad in Kuala Lumpur, Malaysia.

PHBMMYKLXXX

Code details

SWIFT/BIC codePHBMMYKLXXX
8-character codePHBMMYKL
Branch codeXXX
BankAffin Bank Berhad
BranchHead office
CityKuala Lumpur
CountryMalaysia

How the Affin Bank Berhad SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

PHBM Bank code
4 letters that identify the bank.
MY Country code
2 letters for the country (ISO 3166).
KL Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code PHBMMYKLXXX?

PHBMMYKLXXX identifies the headquarters of Affin Bank Berhad in Kuala Lumpur, Malaysia. It is the code to use when a payment to Affin Bank Berhad does not need a specific branch.

What is the best way to send money to Affin Bank Berhad?

Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Malaysia with specialist providers before you send – the difference can be large.

What do the letters in PHBMMYKLXXX mean?

PHBM is the institution code of Affin Bank Berhad, MY stands for Malaysia, KL is the code for the city or region and XXX marks the head office.

Which details do I need for a transfer to an account at Affin Bank Berhad?

You need the SWIFT/BIC code PHBMMYKLXXX, the account number or IBAN of the recipient, their full name and address. Malaysia is not part of SEPA, so always include the BIC.

Is PHBMMYKL and PHBMMYKLXXX the same SWIFT code?

Yes. PHBMMYKL is the 8-character version of PHBMMYKLXXX. The XXX at the end only refers to the head office, so either version routes your payment to Affin Bank Berhad in Kuala Lumpur.

How long does a transfer to Affin Bank Berhad take in Malaysia?

A SWIFT payment typically takes 1–5 business days, because of correspondent banks and time zones. Specialist transfer services are often quicker and cheaper.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.