SWIFT/BIC code PHBXSLFRXXX

PHBXSLFRXXX belongs to Keystone Bank (Sl) Limited in Freetown, Sierra Leone.

PHBXSLFRXXX

Code details

SWIFT/BIC codePHBXSLFRXXX
8-character codePHBXSLFR
Branch codeXXX
BankKeystone Bank (Sl) Limited
BranchHead office
CityFreetown
CountrySierra Leone

The way the Keystone Bank (Sl) Limited SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

PHBX Bank code
4 letters that identify the bank.
SL Country code
2 letters for the country (ISO 3166).
FR Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT code PHBXSLFRXXX?

PHBXSLFRXXX is the SWIFT/BIC code of the head office of Keystone Bank (Sl) Limited in Freetown, Sierra Leone. It is the code to use when you send money to an account at Keystone Bank (Sl) Limited.

What is the cheapest way to send money to Keystone Bank (Sl) Limited in Sierra Leone?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Sierra Leone with specialist providers before you send – the difference can be large.

Are PHBXSLFR and PHBXSLFRXXX the same code?

Yes, they are. PHBXSLFR is the 8-character version of PHBXSLFRXXX. The XXX at the end only means head office, so either version will reach Keystone Bank (Sl) Limited in Freetown.

Does Keystone Bank (Sl) Limited use only one SWIFT/BIC code?

Yes, PHBXSLFRXXX is the single SWIFT/BIC code listed for Keystone Bank (Sl) Limited in Sierra Leone, so you do not need to pick a branch code.

What happens if I enter PHBXSLFRXXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check PHBXSLFRXXX against the details from Keystone Bank (Sl) Limited before you confirm.

How long does a transfer to Keystone Bank (Sl) Limited take?

An international SWIFT transfer typically takes 2–5 business days, depending on intermediary banks and cut-off times. Specialist transfer services are often quicker than a bank.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.