SWIFT/BIC code PHCRITM1XXX
PHCRITM1XXX belongs to Pharma Finance S.r.l. in Milano, Italy.
Code details
| SWIFT/BIC code | PHCRITM1XXX |
|---|---|
| 8-character code | PHCRITM1 |
| Branch code | XXX |
| Bank | Pharma Finance S.r.l. |
| Branch | Head office |
| City | Milano |
| Country | Italy |
The way the Pharma Finance S.r.l. SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- PHCR Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind SWIFT/BIC code PHCRITM1XXX?
The code PHCRITM1XXX belongs to the headquarters of Pharma Finance S.r.l. in Milano, Italy. Use it when you send money to an account at Pharma Finance S.r.l..
Do I need PHCRITM1XXX for a euro transfer to Italy?
Italy is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need PHCRITM1XXX.
How long does it take to send money to Pharma Finance S.r.l. in Italy?
Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.
Are PHCRITM1 and PHCRITM1XXX the same code?
Yes, they are. PHCRITM1 is the short version of PHCRITM1XXX. XXX simply means head office, so either version will reach Pharma Finance S.r.l. in Milano.
What happens if I use PHCRITM1XXX with a typo?
The payment may be delayed, returned or charged extra fees. Double-check PHCRITM1XXX against the details from Pharma Finance S.r.l. before sending.
What is the cheapest way to send money to Pharma Finance S.r.l.?
Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.