SWIFT/BIC code PHCSITM1XXX
PHCSITM1XXX belongs to Pharma Finance 4 SRL in Milano, Italy.
Code details
| SWIFT/BIC code | PHCSITM1XXX |
|---|---|
| 8-character code | PHCSITM1 |
| Branch code | XXX |
| Bank | Pharma Finance 4 SRL |
| Branch | Head office |
| City | Milano |
| Country | Italy |
How the Pharma Finance 4 SRL SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- PHCS Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT/BIC code PHCSITM1XXX?
PHCSITM1XXX identifies the headquarters of Pharma Finance 4 SRL in Milano, Italy. Use it when a payment to Pharma Finance 4 SRL does not need a specific branch.
Does Pharma Finance 4 SRL have only one SWIFT/BIC code?
Yes – PHCSITM1XXX is the only SWIFT/BIC code we have for Pharma Finance 4 SRL in Italy, so you do not need to pick a branch code.
How long does it take to send money to Pharma Finance 4 SRL?
SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.
Do I need PHCSITM1XXX for a euro transfer to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you still need PHCSITM1XXX.
Is PHCSITM1 and PHCSITM1XXX the same code?
Yes. PHCSITM1 is the short version of PHCSITM1XXX. The XXX at the end only refers to the head office, so both routes your payment to Pharma Finance 4 SRL in Milano.
What is the best way to send money to Pharma Finance 4 SRL in Italy?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.