SWIFT/BIC code PIOAFI21XXX
PIOAFI21XXX belongs to Pihtiputaan Osuuspankki in Pihtipudas, Finland.
Code details
| SWIFT/BIC code | PIOAFI21XXX |
|---|---|
| 8-character code | PIOAFI21 |
| Branch code | XXX |
| Bank | Pihtiputaan Osuuspankki |
| Branch | Head office |
| City | Pihtipudas |
| Country | Finland |
The way the Pihtiputaan Osuuspankki SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- PIOA Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses BIC PIOAFI21XXX?
PIOAFI21XXX identifies the main office of Pihtiputaan Osuuspankki in Pihtipudas, Finland. Use it when you send money to an account at Pihtiputaan Osuuspankki.
Do I need PIOAFI21XXX for a euro transfer to Finland?
Finland is part of the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need PIOAFI21XXX.
How long does a transfer to Pihtiputaan Osuuspankki take in Finland?
Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 2–4 business days.
Are PIOAFI21 and PIOAFI21XXX the same SWIFT code?
Yes, they are. PIOAFI21 is the 8-character version of PIOAFI21XXX. XXX simply means head office, so both routes your payment to Pihtiputaan Osuuspankki in Pihtipudas.
What does each part of PIOAFI21XXX stand for?
PIOA is the institution code of Pihtiputaan Osuuspankki, FI is the ISO code of Finland, 21 is the location code and XXX marks the head office.
What happens if I use PIOAFI21XXX with a typo?
The payment may be delayed, returned or charged extra fees. Always check PIOAFI21XXX against the details from Pihtiputaan Osuuspankki before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.