SWIFT/BIC code PNBMESM1XXX
PNBMESM1XXX belongs to Philippine National Bank, S.A. in Madrid, Spain.
Code details
| SWIFT/BIC code | PNBMESM1XXX |
|---|---|
| 8-character code | PNBMESM1 |
| Branch code | XXX |
| Bank | Philippine National Bank, S.A. |
| Branch | Head office |
| City | Madrid |
| Country | Spain |
How the Philippine National Bank, S.A. SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- PNBM Bank code
- 4 letters that identify the bank.
- ES Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT code PNBMESM1XXX?
PNBMESM1XXX identifies the head office of Philippine National Bank, S.A. in Madrid, Spain. It is the code to use when you send money to an account at Philippine National Bank, S.A..
What do the letters in PNBMESM1XXX stand for?
PNBM is the bank code of Philippine National Bank, S.A., ES is the ISO code of Spain, M1 is the code for the city or region and XXX marks the head office.
Do I need PNBMESM1XXX to send euros to Spain?
Spain belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need PNBMESM1XXX.
How long does it take to send money to Philippine National Bank, S.A. in Spain?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
What is the best way to send money to Philippine National Bank, S.A. in Spain?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send – the difference can be large.
Are PNBMESM1 and PNBMESM1XXX the same code?
Yes. PNBMESM1 is the 8-character version of PNBMESM1XXX. The XXX at the end only refers to the head office, so either version routes your payment to Philippine National Bank, S.A. in Madrid.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.