SWIFT/BIC code POCIITM1XXX

POCIITM1XXX belongs to Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) in Bergamo, Italy.

POCIITM1XXX

Code details

SWIFT/BIC codePOCIITM1XXX
8-character codePOCIITM1
Branch codeXXX
BankUbi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.)
BranchHead office
CityBergamo
CountryItaly

How the Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

POCI Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind SWIFT/BIC code POCIITM1XXX?

POCIITM1XXX is the SWIFT/BIC code of the head office of Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) in Bergamo, Italy. Use it when you send money to an account at Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.).

What do the letters in POCIITM1XXX mean?

POCI is the bank code of Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.), IT is the ISO code of Italy, M1 is the code for the city or region and XXX marks the main office.

What happens if I use POCIITM1XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check POCIITM1XXX with the recipient before you confirm.

What is the cheapest way to send money to Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) in Italy?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send.

How long does a transfer to Ubi Banca SPA (Formerly Banca Popolare Commercio Eindustria S.P.A.) take?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

Do I need POCIITM1XXX to send euros to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need POCIITM1XXX.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.